Tuition Insurance

Campus Fall

All of us at Wake Forest, especially those of us who advise students and their families, are concerned about students who suffer serious illness and accidents and have to leave the University before a semester is completed. In many instances it means not only the loss of time invested in studies, but also the loss of the semester’s costs. Situations where families are forced to choose between major financial losses and their child’s health are particularly difficult. This is why we urge you to consider the low-cost tuition insurance plan Wake Forest offers through A.W.G. DEWAR, Inc., or to consider other options to protect your family from experiencing this possibility.

Dr. E. Ashley Hairston, Associate Dean for Academic Advising

An unexpected withdrawal due to sickness or injury can mean significant financial consequences for families. Wake Forest offers an elective tuition insurance plan through A.W.G. Dewar, Inc. (a program going on 15+ years) that will help minimize financial loss if a student suffers a serious illness or accident and must withdraw before the end of a semester.

This plan extends and enhances the University’s published refund policy. In cases of withdrawal due to accident, illness or mental health conditions as defined in the plan, the plan assures up to a 75% refund throughout the term.

  • What does the plan cover?

    This plan extends and enhances the University’s refund policy. In cases of withdrawal due to accident, illness or mental health conditions (as defined in the plan) it ensures up to a 75% refund throughout the term on tuition, certain required fees* and on campus housing.

    *Activity Fee & Student Health Fee

  • How do I enroll?
    • Visit
    • Select Wake Forest University and then your school affiliation (undergraduate, School of Medicine or School of Business).
    • Complete the Enrollment Application (located at the bottom of that page).
    • Important: DEWAR will not accept applications after the first day of classes.

    Or contact DEWAR Insurance directly:

    Phone: (617) 774-1555
    Fax: (617) 774-1715

  • How do I submit a claim?

    Claim forms mentioned below can be found here.

    1. Contact the Office of Academic Advising at (336) 758-3320 to complete the official withdrawal process.
    2. Print and complete Step I of the College Medical Withdrawal Certificate – Student Information Release form. and mail the original copy to:

      Wake Forest Student Financial Services
      P.O. Box 7366
      Winston-Salem, NC 27109
    3. Wake Forest will complete Steps II & III and mail the form to A.W.G. Dewar, Inc.
    4. Print and complete Step I of the College Medical Withdrawal Certificate – Student Medical Authorization form. Have the attending physician complete Step II. Mail the original form directly to:

      A.W.G. Dewar, Inc.
      4 Batterymarch Park
      Quincy, MA 02169-7468
    5. Dewar will match up both forms and process the claim.
  • Does Wake Forest financially benefit?

    There is no financial incentive to the University for students to enroll in the program. We just want to share out the opportunity for peace of mind to those who could benefit.

  • Questions?

    Contact Dewar Insurance at

    Phone: (617) 774-1555
    Fax: (617) 774-1715

If you are interested in learning about the available Student Health Insurance Program, visit